Are you paying a Loyalty tax?
There really is no benefit in being loyal to your bank these days. In fact, the term ‘loyalty tax’ is Read more
Are you ready for Interest rate rises?
Key Points: Interest rates are rising – you can prepareReview your spending nowCan you improve your current loan structure and Read more
Call your bank for a better deal on your home loan
I tested out a theory today.  I called my bank this morning to ask for a better interest rate for Read more
Making the most of low interest rates
It’s great news that the recent Reserve Bank Cash Rate Decision has seen banks pass on a reduction to Home Read more
Why Refinance?
How much attention do you pay to your home loan? If you haven’t reviewed it for the past 2 or Read more
How the banks help the ATO....
When it comes to small business, the ATO must love the Big Banks these days. Why? Banks have placed a Read more
Home loans can be stubborn beasts. Unfortunately, there is no quick and easy way of getting rid of them.  Fortunately Read more
Should I lock in my interest rate?
I am often asked whether now is a good time to fix (or lock in) Interest rates on loans.  The answer Read more
The relationship banker revolving door
One of the biggest frustrations for business banking clients is the regular turnover of relationship managers. Clients invest time and Read more
What's your story?
Many years ago, early in my career, I was given the opportunity to write and win my first cash flow Read more