Why Refinance?

How much attention do you pay to your home loan? If you haven’t reviewed it for the past 2 or so years, it is possible you are missing out on some significant opportunities. Here are a few: • There’s the opportunity to save money by improving your interest rate. • The option to fix a rate to achieve repayment certainty. …

Should I lock in my interest rate?

I am often asked whether now is a good time to fix (or lock in) Interest rates on loans.  The answer is always the same – it depends on your motivation for fixing! One of the biggest traps a borrower can fall into is to fix their interest rate with the intention of saving money compared to a variable rate.  Whilst it could certainly …